I could use some advice...

I've spent some time looking over the PayPal website.

It gave me a headache. Holy crap. Details. Details. Details.

I want to make it easy for folks to buy (read: spend money)
at the Pondering Store. I want to be able to set up a cart
system in case someone wants to buy more than one item
at a time. I'd like to be able to accept credit and debit
cards.

What I need from you folks is this...
are there other sites besides PayPal? Are they better?
Easy and simple is my goal here. If possible.

Anyone who has had experience with on-line selling,
please leave ideas and opinions in comments or send me
an email.

My head is spinning and not in a good way.
Remember, I am still a tech-tard.